Extra Protection for When it Matters Most
Commercial Umbrella Insurance provides an essential safety net, offering additional liability coverage beyond your standard policies. Secure your business's future with Givesurance.
The Risk of Underinsurance in a Major Claim
Could your business survive a lawsuit that exhausts your primary liability limits?
A multi-million dollar judgment exceeding your General Liability coverage.
A severe auto accident with liabilities beyond your Commercial Auto policy limits.
Depleting business assets to cover a shortfall in liability protection.
The fear of a single catastrophic event bankrupting your company.
Givesurance offers Commercial Umbrella Insurance to provide that crucial extra layer of financial security. It sits on top of your existing liability policies, kicking in when their limits are reached.
How Commercial Umbrella Insurance Works
A Commercial Umbrella policy adds to the coverage of your underlying policies, typically including:
Above General Liability
Provides additional limits if a claim exceeds your General Liability policy (e.g., severe customer injury).
Above Commercial Auto Liability
Offers extra coverage if a serious auto accident exhausts your Commercial Auto limits.
Above Employer's Liability
Can provide additional limits over the Employer's Liability portion of your Workers' Comp policy.
Broader Coverage (Sometimes)
In some cases, an umbrella policy may cover certain claims not included in your underlying policies (subject to policy terms).
Defense Costs
Often covers legal defense costs, even if your primary policy's defense limits are exhausted.
Why Givesurance for Your Umbrella Policy?
Secure millions in extra coverage for peace of mind.
Often an affordable way to substantially increase your liability limits.
We ensure your umbrella policy works seamlessly with your existing insurance.
Our specialists help you determine the right amount of umbrella coverage for your business.
Securing Your Excess Liability Coverage
Review Your Current Policies
We'll assess your existing liability coverage (GL, Auto, EL).
Determine Your Needs
Discuss your risk exposure and desired additional protection.
Receive Umbrella Quotes
We shop multiple carriers for the best excess liability options.
Bind and Gain Peace of Mind
Secure your umbrella policy and protect your business's future.
Commercial Umbrella Insurance FAQs
Find answers to common questions about our insurance solutions
